If you are in search of a website which not only offers complete housing solutions but also helps you by guiding you at each and every step, Shubham is the place for you! We are one of the leading home loan providers in the country. Our aim is to extend our support to those who are outside the normal income circle. Everyone deserves to have a house of his own a place he can call his world and do whatever he wants and live the way he likes. We offer home loans at lowest interest so that people from all walks of life and benefit from them without worrying too much about their salaries and income.
In this article, we will primarily focus on one of the best initiatives by the government of India in the recent years- the Pradhan mantri awas yojna. This yojna mainly focuses on providing 20 million homes by the end of March 2022. The scheme is divided into two parts:
1. Pradhanmantri Awas Yojna (Urban) or PMAY-U: It provides homes to the poor people living in cities and other urban areas.
2. Pradhan Mantri Awas Yojna (Gramin) or PMAY-G: It focuses on providing houses to the poor people living in rural areas such as villages.
It is quite understandable that simply constructing a building does not make it a proper home. To make it sustainable, it must have access to proper light, water, drainage, etc. Therefore, this yojna is converged with several other schemes such as Saubhagya Yojana for electricity connection, toilet facilities, Ujjwala Yojana for LPG connection, proper drinking water, and Jan Dhan bank facilities. The economically weaker section which includes people with an income of fewer than 3 lakhs per year or the LIG section is benefitted from this scheme.
The rate of interest of home loan under the Pradhan mantri awas yojana is as less as 6.5%. You can avail a loan for a period of 15 years too. All the private and nationalized banks have high- interest rates for a home loan which makes it extremely difficult for a person with a meager salary to avail them. There are certain eligibility criteria that you must fulfill if you wish to apply for this scheme. For an instance, the applicant must belong to either EWS or LIG and he or she must not own a pucca house. Furthermore, women candidates are preferred and given more weightage. Also, if you are disabled or a senior citizen you can get the ground floor apartment for yourself.
There are thousands of people who wish to avail the benefits of this yojana but are unable to get them as they do not know where to go and how to begin. Now the problem is solved as ourwebsite, Shubham works exclusively for people who wish to apply for pradhan mantri awas yojana home loan. We provide the answer to all of your questions regarding this scheme. We dream of an India which has a home for every person irrespective of his financial and social status and we work tirelessly towards building this new India. Our modern loan programmes make it feasible for low-income families to avail them and use the money to achieve their wish of a beautiful home. Every person has the right to have a house and we have joined hands with all such initiatives brought by the Government of India which promise a home for every individual of our country.
In this article, we will primarily focus on one of the best initiatives by the government of India in the recent years- the Pradhan mantri awas yojna. This yojna mainly focuses on providing 20 million homes by the end of March 2022. The scheme is divided into two parts:
1. Pradhanmantri Awas Yojna (Urban) or PMAY-U: It provides homes to the poor people living in cities and other urban areas.
2. Pradhan Mantri Awas Yojna (Gramin) or PMAY-G: It focuses on providing houses to the poor people living in rural areas such as villages.
It is quite understandable that simply constructing a building does not make it a proper home. To make it sustainable, it must have access to proper light, water, drainage, etc. Therefore, this yojna is converged with several other schemes such as Saubhagya Yojana for electricity connection, toilet facilities, Ujjwala Yojana for LPG connection, proper drinking water, and Jan Dhan bank facilities. The economically weaker section which includes people with an income of fewer than 3 lakhs per year or the LIG section is benefitted from this scheme.
The rate of interest of home loan under the Pradhan mantri awas yojana is as less as 6.5%. You can avail a loan for a period of 15 years too. All the private and nationalized banks have high- interest rates for a home loan which makes it extremely difficult for a person with a meager salary to avail them. There are certain eligibility criteria that you must fulfill if you wish to apply for this scheme. For an instance, the applicant must belong to either EWS or LIG and he or she must not own a pucca house. Furthermore, women candidates are preferred and given more weightage. Also, if you are disabled or a senior citizen you can get the ground floor apartment for yourself.
There are thousands of people who wish to avail the benefits of this yojana but are unable to get them as they do not know where to go and how to begin. Now the problem is solved as ourwebsite, Shubham works exclusively for people who wish to apply for pradhan mantri awas yojana home loan. We provide the answer to all of your questions regarding this scheme. We dream of an India which has a home for every person irrespective of his financial and social status and we work tirelessly towards building this new India. Our modern loan programmes make it feasible for low-income families to avail them and use the money to achieve their wish of a beautiful home. Every person has the right to have a house and we have joined hands with all such initiatives brought by the Government of India which promise a home for every individual of our country.
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